Accept Credit Card On Your Site
By Shane Penrod
If you own a company Website, are you ready to accept credit
card on your site payments? This is a great way to grow your
client base, increase sales, and reduce overhead costs. If you
don’t already have a Website with credit card processing
capability, now is the time to check into it and start taking
advantage of the convenience and ease of this method of sales.
When you accept credit card on your site payments, your
customers will appreciate the speed and ease with which they
can process a payment. They also will value the flexibility of
shopping hours, availability of information, and sensible
pricing since you need not add overhead fees to the prices of
your goods and services. Internet sales and marketing is
becoming the number one way to do business around the world, so
if you are not yet accepting credit card processing, you should
check into this option in the near future.
To accept credit card on your site transactions, you will need
to apply for a merchant account. When approved by a bank or
lending institution, this account will allow you to set up
credit card processing services at your place of business, in
your company vehicle with a wireless credit processor, or on
your company Website. The application part is easy; just fill
out an application online, submit it with a click, and wait for
the results, which often are returned in a matter of hours by
e-mail. Try to avoid paying an application fee, which is
required by some lenders, unless the lender or the available
deal is one that will best suit your business needs. Then
follow your business plan to buy only what you need in terms of
credit processing equipment to help you get started in accepting
credit payments. For a company with a physical location, a
simple credit card processor with a combined terminal and
printer, costing a few hundred dollars, may be a good start-up
option. Check into monthly transaction fees, maintenance or
service costs, and annual membership fees, if applicable, to
get the best deal for your company. If you are a mobile
consultant, you can get a wireless unit to take with you so
that you can process customer credit payments at other
locations.
Another way to accept credit card payments is through a company
Website. This is one of the most popular options available
today, and more companies are headed in this direction. You
will need to register a domain name, contract a monthly fee
with a hosting site, and pay someone to design and maintain
your site unless you can do this yourself. Your merchant
services account will let you add credit card processing
features so that customers can browse anytime they like and
purchase when they are ready. No longer will they have to stop
by a company during office hours or wait for the assistance of
a sales assistance. Online shopping is a fast-growing market
for consumers everywhere today. Start browsing merchant account
services today to find one that can offer the best deal to help
you accept credit card on your site processing.
About the Author: Shane Penrod is the founder of
Merchant-Account-Quotes.com Specializing in allowing merchants
the ability to shop and compare multiple quotes from national
merchant account providers. For free quotes on merchant account
rates and fees, please go to
http://www.merchant-account-quotes.com
Source: http://www.isnare.com
Monday, April 30, 2007
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